Do you ever envision what your retirement will be like? Maybe you imagine yourself living on a beach somewhere in a small cabana, with your feet nestled in the warm soft sand while you sip on a cool refreshing drink. Or perhaps your idea of retirement is retreating up to the snowy mountains in a quaint chalet with your better half, a space big enough for the grand kids to come visit but small enough to live in without getting lost (and if you’re my husband, a back door walkout to the ski slopes wouldn’t hurt either).
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